News You Can Use – February 2020

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News You Can Use – February 2020

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Happy Valentines Week

Celebrating the Valentine week or love week is nothing but taking out some extra time for your loved ones. People across the globe celebrate Valentine’s Day with great zest, they do special things for their loved ones. Every year on Valentine’s Day, February 14, people exchange flowers and gifts, remembering St. Valentine. As the month of February starts, each day comes up with a new reason to celebrate love. Here’s what you can do on the list of days left to be celebrated ahead of the Valentine’s Day.

Here’s what each day in Valentine week signifies:

Rose Day – February 7
A Red rose is a symbol of love! People on Rose Day give roses to their beloveds as a symbol of their love and affection.

Propose Day – February 8
One of the best days of the whole Valentine’s week! The day brings the best opportunity to spell out your feelings. Approach your crush in the most romantic way and tell them what you feel for them directly.

Chocolate Day – February 9
Chocolate is the perfect gift for every occasion! So, on the third day of the Valentine week, Chocolate day, gift chocolates to your love and let them know that he/she is the dessert of your life.

Teddy Day – February 10
Teddy Day is the cutest way to let your love know how much you adore them and what you mean to them. Exchange Teddy bears this day with messages.

Promise Day – February 11
This day is important because you make meaningful promises to your loved ones for a lasting relationship. A promise to stay by their side forever.

Hug Day – February 12
Sometimes a warm hug says it all and what the words can’t describe. Hug to express love and affection, the warm and charming feeling will make your love happy.

Kiss Day – February 13
Kiss represents love, care and affection. Out of the hundreds of ways, express love in the form of a kiss.

Valentine’s Day – February 14
Finally, Valentine’s Day arrives. Spend this whole day with your loved ones, express your love in the best manner possible and make them feel special. Wishing you all a very happy Valentine’s Day.


Hershey Kiss Cookies

1/2c. butter
1/2c. peanut butter
1/2c. sugar
1/2c. brown sugar

Beat well

Then add:
1 egg
2T. Milk
1t. milk

Add dry ingredients:
1/2t. salt
1t. soda
1 3/4 c. flour

Mix thoroughly and shape into walnut-size balls.

Roll into white sugar and place onto a baking sheet.

Cook at 375 F. for 8 – 10 min.

Remove from the oven and place a chocolate kiss in the center of each cookie and press down.

Let set until completely cool.


Are you about to inherit

$1,000,000.00?

While people may chuckle and joke about receiving e-mails from the Prince of Nigeria who needs you to send him money to secure an inheritance, internet scams are happening all over the world, every day. And for those who are victim to them, they are nothing to laugh about. A few prominent Internet scams are the following:

Advance Fee Fraud

The scam mentioned above would fall into this category, where the scammer promises some sort of large sum of money if fees, usually for legal costs, are paid. Once the person pays the fees, more fees suddenly pop up and the scammer requests more money before the phony reward is delivered. This continues until the person realizes they are being scammed or until they run out of money to send.

Charity Scam

This scam occurs when scammers pose as a charity online in order to receive money from people who genuinely believe they are helping those less fortunate than themselves. These types of scams usually pop up after a natural disaster such as a hurricane or a tsunami, or after tragedies such as 9/11.

These are just a few of the many Internet scams that are currently circulating and there are criminals online working on new scams right now. It is important to be able to spot the scams and not get caught in a situation where you will be taken advantage of.

From phishing to identity theft, scammers are using the Internet every day to take advantage of unsuspecting users. While you may feel confident that you can spot a scam, do you think your Dad could, or your Grandma, or your Daughter? Do you, yourself, know of the latest trends of this type of fraud?

It is important to educate ourselves on the latest scams and make sure our family members and friends are up-to-date as well. That is why websites like http://www.antiscamnews.com are so important. We can find the information we need to recognize the signs and protect ourselves and our loved ones. We can also learn about volunteer groups working together online to try to combat this fraud, and what part we can do to help.


Important Crop Insurance Information

February 1st

Onion Sales closing date –change of update options
Review Unit Structure
Report 2019 Production

March 15th

Spring crops, corn, soybeans, potatoes, cabbage, etc. Sales closing date.
Change or update coverage options, review unit structure, report 2019 production

New this April

Apple trees can be covered!

This program is so new, we do not have the policy language and details of the claim process yet. When we do, we will have a series of breakfast meetings to explain the new program.

So far we know:
April 15th is the sales closing date for signing up.
July 1st is the beginning of the policy period.
July 15th acreage reports are due.

Surprisingly, you do not have to have insurance on all acreage.
We will be sending an email to all our apple growers with more details.

As always, call the office if you have questions at (585) 589-6236


Please welcome Sarah

Sarah Bovenzi is a licensed Property and Casualty Agent and is currently working on a degree from GCC. Previously employed at Medina Sod Farms in Orrville, Ohio and Bentley Bros Inc.; Sarah’s expertise is in customer service.

Cooking, reading and spending time with her two cats, Meenos and Anafi are her favorite pastimes. Sarah is looking forward to meeting all of you and continuing the team effort of great customer service from The Southcott Agency Inc.


2020 Resolution follow up?

Be Yourself – This resolution will be helpful for the rest of your life.

Every year is a turning point, but starting a whole new decade provides even more incentive to make big shifts and create new, powerful visions for yourself and your business.

However, most New Year’s resolutions are forgotten within a few weeks. So, how can you make 2020 different?

Make being yourself your number one goal.

That sounds pretty simple but many of us have bad habits that keep us from enjoying day to day life as the unique person we are.

  • Stop comparing yourself to others constantly.
  • Stop trying to live up to others’ expectations–those of your parents, spouse, friends, siblings, you name it. You end up molding yourself into what they want rather than what’s right for you.
  • Stop measuring your success based on external opinions.
  • Stop feeling that the hard work you do is never enough.

Snow Removal:

Are you Responsible?

Do you dream of shoveling and snow blowing in a winter wonderland? No? It’s a winter chore that needs to be done when the snow adds up, but who is responsible? Typically, if you own and live in your home, it’s your responsibility to shovel the snow on your driveway and sidewalk. However, if you rent a home or multi-family dwelling, things can get a little foggy – who’s responsible? If it wasn’t discussed or isn’t in the lease, what are you supposed to do?

If you have a lease that doesn’t specify whether your landlord will take care of snow removal, the responsibility may fall on you. If you live in a snowy state, this is definitely something to negotiate in your lease before signing, especially if you don’t love heaving the white stuff!

Another consideration is many local city ordinances require sidewalks, streets and curbs to be clean and passable. The homeowner, landlord (or tenant, depending on what the lease says) is typically required to remove snow within a certain period of time or they could face a fine.

If a person with disabilities is prevented access to a certain area from snow, or worse – gets injured on the sidewalks because someone didn’t shovel– it poses an even greater and more serious problem.


Congratulations!

Cal Winkstern has won our annual iPad drawing!
Thank you, Cal, for your referrals.

Tell your friends and family about The Southcott Agency’s Referral Program and you will receive a $20.00 gift card. You will also be entered into our monthly drawing and you could be next year’s grand prize winner!


13630 Ridge Road
Albion, NY 14411
Phone 585 589-6236
Hours 8:00am – 4:00pm
www.thesouthcottagency.com
information@thesouthcottagency.com

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